With only days until Thanksgiving, and just over a month until Christmas, now is the time to buckle down on spending.
From decorations to a turkey, gifts to travel expenses, the cost of the holidays, especially those so close to one another, adds up.
16 Morning News money expert, Linda Curley, the HHS Extension Educator at Purdue Extension says using a paper budget plan can help.
Make a budget first and delegate where you plan to spend your money. Be sure to keep receipts and write down what you spend. Keep track of everything from wrapping paper to food costs and postage fees. That way you can visibly notice if you're spending too much in one category and you can re-assess the funds. You can also use the tool the following year to see where you spent too much. You can use the previous year's budget to determine where you will spend holiday funds the next year.
For a free printable spending plan, click here.