Indiana residents will soon have a new way to protect themselves from identity theft under Indiana's Credit Freeze law, which takes effect on September 1, 2007.
Under the new law, Hoosiers will be able to restrict who can access their credit report.
Credit reporting agencies like Equifax and Experian are required to place a freeze on a person's report within five days after receiving a request.
Consumers will then receive a unique Personal Identification Number (PIN) to access their report or remove the freeze.
Without the PIN, an identity thief will not be able to access credit reports.
"We know that millions of dollars are lost every year to identity thieves and we want to give consumers every tool they can have to protect themselves," said Indiana Attorney General Steve Carter.
The service is free, however, the law does allow insurance companies and law enforcement agencies access to credit reports despite a freeze.