Scam alert: fake bad credit letters being sent to Michiana residents

Scam artists are preying on folks in Michiana who may already be struggling financially. The scammers are contacting people by mail to say there might be a problem with their credit.

The scam was brought to the attention of the Better Business Bureau of Northern Indiana by a man who received one of the letters. The letter say there is a problem with the receiver's credit or possibly the cause could be that the receiver just has not used his or her credit in a while.

The letter directs the person to call a number to speak to a personal representative. When the representative comes on the phone, they tell the caller to have their social security and identification numbers ready.

"This is one of those that were probably after some personal information--what we call phishing for information--and the personal information they often want is the name of your bank, your bank account and your social security number," said Dreama Jensen, area director of the BBB of Northern Indiana.

Jensen said the person who reported this scam refused to give the person on the phone his social security number, at which point he was put on hold and nobody ever came back on the line.

With this scam, the con artists actually slipped up, and this is how people can tell the letter is a fake. The "representatives" tell the caller to have their social security number and their identification number ready, but forgot to print an ID number on the letter that was sent out.

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