Uninsured May Pay Higher Medical Rates

If you do not have health insurance you are probably being charged more for hospital services than both insurance companies and Medicare pay.

According to a leading health policy researcher, uninsured and self pay hospital patients often pay 2 1/2 times more than most health insurers pay, and three times more than Medicare allowable costs.

Experts say that is because self pay patients are charged the full rates from a hospital's price list rather than the discounted rates hospitals give insurance companies.

In this month's Journal of Health Affairs, Anderson calls for a reform of hospital billing practices.

The billing issue is currently being litigated in several federal and state courts.

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