Generic Prescriptions at Low Prices

Many people are switching pharmacies thanks to the four dollar generic drug program by large retailers.

The pricing plan has received mixed reviews.

Some think it is a marketing scheme.

Others say it helps make medicine more affordable for people without insurance.

It turns out sometimes, you need to do a little digging.

"Ok, so this one you've been taking every other day right?" asks Jena Ivey of the University of North Carolina school pharmacy.

Vera hart takes the team approach to managing her medicines.

When she heard about the four dollar generic drug offers, she called her friend, pharmacist Jena Ivey who says, "For people without insurance, or who don't have adequate coverage, it allows them to have better access to medications and better ability to afford medications."

That means major savings.

Considering the average price of a generic prescription hovers around $28 dollars.

The brand name is around $95.

But if you have insurance experts say, you need to check the program's prescription list.

Only about 10% of the available generics are on it. "Tricky thing about the list they say it is over 300 drugs but if you really look at it it's only about 120 drugs or so," explains Pharmacist Stefanie Ferreri.

That is because several of the drugs are listed more than once at different doses.

Ferreri also points out the discount generics are mostly older ones, which are already discounted by many plans. "Alot of people are getting confused, because people see it as a great deal but what most people don't realize it most people are probably getting that deal anyway."

The bottom line is, do your homework.

Vera hart did.

Not many of her prescriptions made the list. "I have six drugs that I take, four of them you can't get generic."

In the end, the bargain was not the right prescription for her.

There are other factors to consider which include, the relationship with your pharmacist and extra services, like medicine delivery for people who cannot drive.

Experts say it is important to keep all of your prescriptions with one pharmacy.

In case you are wondering, generic drugs are just as safe and effective as the brand names.

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