Saving money by giving up the small things

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Posted: 6:47 AM Mar 18, 2008
Last Updated: 7:07 AM Mar 18, 2008

101 comments

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Do these challenging economic times have you looking for ways to spend less?

Some are saying it is not the big things we will miss the most, but the little things.

It is the little things that are taking the hit, with people looking for ways to cut back during a time of sky-rocketing gas prices, like by not eating out.

People are also cutting back on expenses by using less gas. They are simply not driving their cars as much.

Would you give up bottled water for tap water? How about cutting back on your fast food? Will there be more lunches coming from home?

Renting a movie is cheaper than paying nearly ten bucks a person at the theater, but does that mean the big blockbusters will feel the pinch?

And high-priced coffee may have to give way to brewing your own.

Target says sales are down, and some are saying the crowd may be searching for cheaper prices at Wal-Mart.

Sales are expected to be slower for the big screen high-tech television sets after a record breaking year; it’s a luxury that may take a back seat to financial reality.

Do you or your family have creative ways that you are trying to save money?

Feel free to share your savings stories by commenting below.

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Comments are posted from viewers like you and do not always reflect the views of this station.

Posted by: Chris Location: elkhart on Mar 26, 2008 at 09:18 AM
(Todd)I understand welfare is a temp fix but there are those of us who need the temp fix and cant get it.What eeks me most is those who get it for years and years and then we get turned down because we are actually trying to make it without the help.(anon)we live within r means. we are not in debt, own no credit cards. We dont even make half of what you do and have a larger family.(glad2banamerican)I agree that we live in a wonderful country.But can you honestly say r country is doing all it can to help the lower class?Yes we need more jobs.We also need those in power to realize that they r not doing all they can.If both the lower and upper classes worked 2gether we wouldnt have most of the problems that we do have.I think more people r thinking about themselves and not their neighbors and fellow americans.America needs to work 2gether as a community.helping each other 2 make this a country were every1 can have what they need.

Posted by: me on Mar 25, 2008 at 06:57 PM
I think that if you are poor it's because you choose to be poor. You have to have a goal and decide that is really what you want. The trouble with America is the CREDIT CARD. That is what has lots of people by the throat. I agree with Glad to be an American about Dave Ramsey. You should listen to him and his ideas on how to become debt free. I am a stay at home mother of five and have been for 7 years with only my husbands income which is about 45,000. We have had to give up somethings but in the end we are working at becoming completely debt free. You can not wait for the government to help you get on your feet. You have to want better for you and your families. Show your children what it is to earn a living instead of waiting for the governments checks to arrive. If we can show are children that credit cards are dangerous and bad then maybe down the road they will have the financial freedom that we do not have.

Posted by: Glad to be an American! Location: Nappanee on Mar 25, 2008 at 11:22 AM
1st of all, I suggest everyone take Dave Ramsey's Financial Peace University. It's a 13 wk course that will help u learn how 2 get out of debt & 2 start saving. 2nd, we make less than 40,000 a year & we have 2 small kids. I am so thankful 2 have the problem of 'how 2 save money.' I can't even imagine living some place where my problems could be 'where will I find food 4 my kids?' Or will I ever see my kids' kids? I know that 4 all the problems we have here in America it could ALWAYS be worse! Has anyone thought about what could bring full time jobs to our area? What does Northern IN & Southern MI need that could bring 1st, 2nd, and 3rd shift jobs to 1000's of our neighbors? We need 2 be thinking beyond more restaurants/fastfood places. We need 2 think long term. Chances r gas prices r going 2 continue 2 rise so let's not get another RV place. Think green. What can our community produce that could be economically & enviromentally safe? Challenge your mind. What can u think of?

Posted by: Todd Location: Mishawaka on Mar 25, 2008 at 09:06 AM
Chris, I feel for your situation, but the welfare system was never designed for long term assistance for individuals. It is assumed that people are in a tight spot and it will be a short term problem. Sadly, we americans have done this economy thing to ourselves. We are such mass consumers of goods compared to anybody else. It is astounding how much resources we buy out of wanting what most countries call luxuries but we call "rights". The amount we spend on cigs and alcohol, or even pop alone are staggering. People just don't realize how much money we waste.

Posted by: Anonymous on Mar 25, 2008 at 07:39 AM
We are a middle class family of four who makes it on less than 60,000 a year. My husband worked two jobs at times to support our family, we haven't given up luxuries and don't have any credit cards. We LIVE WITHIN OUR MEANS and are still able to go out to eat and we provide for our children in every way possible, be it little league or new clothes. I was fortunate enough to be able to stay home and work in the evenings when my husband was home. We did not give up going out and having a good time with friends, or taking our kids and doing fun things. We may not live in the most elaborate home, but it's clean and comfortable. We may not be able to invest in the stock market or put a lot of money into savings, but we are happy and comfortable. Just live within your means. Stay away from credit cards! If you can't afford to pay cash for it, you don't need it!

Posted by: BC Location: Elkhart on Mar 24, 2008 at 11:58 AM
Hey, this is a great idea. Lets talk our local politicians and school administrations to follow it also!

Posted by: chris Location: elkhart on Mar 24, 2008 at 11:56 AM
Marjorie, I agree with u. We are also over the limit with six kids in our house. Due to special needs children I have to stay home. The welfare system needs to reassess their budget for this gas crisis. I am not sure they have reassessed in years. I think that is the problem with the welfare system. We are surviving but only barely. If I didnt have the skills of canning, sewing, etc. we wouldnt be making it at all. An overhaul of our welfare system is in need. I know I am going to get talked bad about on here for this opinion but so be it. Some of you really need to walk in the poor person's shoes before you speak out.

Posted by: To Just making it. on Mar 24, 2008 at 08:11 AM
Also don't forget that in a family years ago, the husband would go to work, the wife stay at home with the kids and they eat well everynight, had nice homes, and could afford 2 vaccations a year. Now a home just cannot financially run on just one paycheck, how things have changed.

Posted by: Anonymous on Mar 24, 2008 at 08:00 AM
My husband and I travel to work as much as we can together in one vehicle, we got rid of our cell phones, we got rid of our satelite TV, we now only get the 4 or 5 free stations, we changed our internet provider to a cheaper one, I shop at Goodwill for my kids clothes, we started doing our grocery shopping at Aldi, bought energy saving lightbulbs, now we're saving money for a wood burning stove for next winter. I'm sure in the next couple of years I'll have a longer list for you.

Posted by: Broke Location: Mishawaka on Mar 24, 2008 at 07:55 AM
Gas prices have NOT gone up because we pay more per barrel, they have risen because the American dollar is worth a lot less than it was before. Example, A few years ago you could get 79 British Pence for $1, now you're lucky to get 50 pence for a $1, so it's halved, so when we pay for things abroad, they're the same price as they were before, it's just our dollar losing it's value, hence, we have to pay more dollars for things we buy.

Posted by: Anonymous on Mar 24, 2008 at 07:04 AM
Hey Indiana, where's Slick Willie in your list of richest presidents?

Posted by: Chris Location: Elkhart on Mar 23, 2008 at 09:11 PM
Some of you are really judgemental. I cut costs by making my childrens clothes(and not by going to the store and buying fabric and patterns.)Everything we eat is homemade. We only drive to work and doctors appointments. We walk or take a bus everywhere else. We do have internet service but only by the good nature of my parents who allow us use of thier wireless connection. Our computer, tv, furniture were given to us. We only us them for 2 hrs a day. Our heater is set at 70. We wash clothes in cold water and make our own household cleaning products, laundry detergent, fabric softener. Before our last child was potty trained we made our own babywipes. What we can buy direct from farms we do. We have our own garden. In short we cut just about every corner to be cut. Even doing that we cant make our rent and basic utilites every month. We do not qualify for any help from the state. Our money doesnt go to fast food. it goes to medicine for our children. where is the justice

Posted by: K and J Location: South Bend on Mar 23, 2008 at 08:20 AM
My husband and I haven't had a home phone for years, because we both have cell phones with nationwide service, free long distance, etc. That has saved us a little bit each month.

Posted by: Heather Location: SB on Mar 21, 2008 at 05:38 PM
To Anonymous from Osceola....Most people with children in school need internet access. My children happen to get assignments from a website...not to mention they have to research projects. Internet anymore isn't a luxury, it's almost a neccessity. And to Shemp...I agree with you 100% Life is too short!

Posted by: Anonymous Location: Osceola on Mar 20, 2008 at 03:03 PM
To the woman that said they make $200.00 too much for food stamps. But Gosh you can afford the internet though?? That would save about $25.00 a month. Things that make you go, Humm??

Posted by: Howdy Location: Elkhart on Mar 20, 2008 at 02:40 PM
I think we have the richest poor people in the world. Is anyone living in a mud hut? Don't we all drink clean water? Even the poor have TV's AND computers. I think we sometimes forget how lucky we are to live in this country despite its problems.

Posted by: Indiana on Mar 20, 2008 at 12:41 PM
To Anonymous on Mar 18, 2008 at 02:00 PM: Fact is it's not illegal for a president to own stock, however it is usually kept in a blind trust and/or restricted as to trading due to the possibility of inside information. You might also be interested to know that not only did Bush sell $850,000 worth of oil stock back in 1990 he also to this day refuses to disclose who it was sold to, although some claim they can trace it to a lineage of Osama Bin Laden himself. Interesting? Also, in the 1980's Bush actually OWNED his own oil firm. Now keeping all that in mind also know that Bush is listed as one of the top 10 richest Presidents in U.S. history. Do you REALLY think he's got all his fingers out of the outrageous oil profits?? If you do there's probably a job opening in his PR department for you.

Posted by: Mike Location: Elkhart on Mar 20, 2008 at 07:00 AM
Look at history, this all started along time before President Bush got here, we are all spoiled Americans, we still have it alot easier than most of the rest of the world.

Posted by: sarcastic Location: Niles on Mar 19, 2008 at 10:54 PM
don't give up anything use credit cards then file for bankruptcy and let the honest hard-working people pick up the tab....gotta love it.

Posted by: Bonnie Location: Elkhart on Mar 19, 2008 at 08:45 PM
Try living on unemployment! The mess we are in with the gas prices is because 1% run this country and we can thank our president for that!

Posted by: Shemp Location: South Bend on Mar 19, 2008 at 08:26 PM
Reading about all you frugal people living the simple life without internet, cable, satelite or tv's, without eating a nice dinner out with family and friends,cutting little league and toys for the kids, but luckily still finding funds to buy guns and bullets so you can kill deer, haul the carcases away in your large 4 wheel drives with the monster tires (I imagine) and freeze them all year in your humongous meat freezer I thank God that there are still people like me who love to get out to eat, drink, even (God Forbid!) smoke with friends and enjoy life to it's fullest. My advise: we all must save for the future, but don't live a miserable existance, life's too short.

Posted by: Kelly Location: South Bend on Mar 19, 2008 at 07:48 PM
Stay home and cook dinner like our Mothers always did. In a month you will see how much money you saved. Cut coupons, keep your heat at 68 and out a sweater on. There are so many ways to save a dollar. Stay home instead of always having to be out and about. Car pool if you can. Come on there is a lot of ways to save money. Just sit down and think about it and you will be surprised what you may come up with......

Posted by: just making it... Location: sb on Mar 19, 2008 at 07:22 PM
It used to be that a hard-working family could make it thru life. You'd have a little money left over for the weekend. This is not the case anymore and it's a shame there are so few manufacturing jobs in this city. Hey. I've got an idea lets put up another burger joint.

Posted by: dan Location: elkhart on Mar 19, 2008 at 06:20 PM
betcha didn't give up beer and cigs

Posted by: brenda Location: bremen on Mar 19, 2008 at 04:37 PM
It's a shame what the oil prices have done to the economy. I'm suprised they tell eveyone their profits are at an all time high. The people in the position don't do anything because they probably are reaping the benefits. Now parents are working more to support their family, there is no time for family and they wonder why some kids are turning out the way they are. If all americans would stick together we could make an impact when buying gas. Don't buy anything else but gas at your local gas station. If you want the little things they sell go to your local grocery store or pharmacy to buy. Put it in their pockets instead that would make a big impact on convience stores. Imagine the amount of money they make on candy, ciggaretts, soda, ect..

Posted by: Reasoning Location: Mishawaka on Mar 19, 2008 at 02:48 PM
I see people crowd the restaurants downtown here in South Bend. Quiznos sandwichs avg $6-$10. Sit down, can cost you even more. People don't give up anything unless they truly want to, or HAVE too...especially eating out. Gas could be 6 bucks a gallon, but they will go to Bonefish and pay 200 bucks for a meal. I save where I can, I have been clippin coupons since I was in my 20's. I brown bag it, everyday..I save to go on vacation, to have memories, not just to eat out somewhere. Considering catching the bus when it gets warmer....

Posted by: Anonymous on Mar 19, 2008 at 12:58 PM
well I started getting tight with money last year, learning to hunt put a deer (150 lbs red meat) in my freezer for $30 (lic and ammo) I drive a truck for a living so cutting fuel usage is hard... the company now tells us we can not idle the trucks to keep warm/cool, if our idle time is to high they deduct from our pay. You think turning the thermosat down to 68 is tough try no heat at all some night. been buying food from aldi's. at home the directTV got turned off phone may be next... after all the priorities for money are supposed to be food, heat, electric, water, shelter, transportation to work. unforunately deisel is $4 a gal, good thing i don't own the truck.

Posted by: Megan Location: Elkhart on Mar 19, 2008 at 12:04 PM
On thinking about this further, I just want to add after my previous post that we also don't spend money on internet or cable and we have a woodburning stove that we use. We don't buy our wood - my husband works his heiny off every summer getting ready for the new season hauling wood he has found, chopping and splitting it. It has made a HUGE difference in our gas bills! We use generic diapers for our son, also.

Posted by: LR Location: Mishawaka on Mar 19, 2008 at 11:48 AM
Geeez Fred, come out from under that rock you're living under and take a look around! You apparently have plenty of cash laying around. I love Jesus too, but he isn't going to fix the economy...it is our problem. As for President Bushy, don't even get me started on that moron! Can I have some of whatever you are taking???

Posted by: Steve Location: LaPaz on Mar 19, 2008 at 10:27 AM
supplement gas heat with wood/shoot two deer per year/raise a large garden/ mow yard only once per week/converted to florescent bulbs/planted shade trees and less airconditioning. eat more soup/ less pleasure trips to town. getting in touch with neighbors and family for entertainment and fellowship.

Posted by: Megan Location: Elkhart on Mar 19, 2008 at 09:54 AM
Vending machines are actually quite expensive after a while! Many employers have them and the staff have easy, quick access to a snack, beverage or lunch. For a while I was "treating" myself to a certain fruity beverage out of a vending machine nightly. I justified that I was "worth" the $1.25 a night for my splurge. Once I added it up, $1.25 per night for every night that I work a year was going to cost me in the ballpark of $312.50 for 1 year! So I decided I would rather not drink that beverage and go for water and save myself the $312.50. Now I have that much more cash for other things that I actually need. It makes a big difference.

Posted by: MasterTech Location: South Bend on Mar 19, 2008 at 07:34 AM
Keep the air in your tires adjusted to the proper pressure. Being under inflated will cause more rolling resistance, hence causing more fuel. Make sure the engine is running at its best. If you have a faulty oxygen sensor for instance, your vehicle will be wasting more fuel. You'll be the best judge of that by comparing this figure to what you have achieved before or simply research online a little. Also, make sure your brakes aren't dragging. Otherwise, your vehicle will be running like it has a open parachute behind it. As far as foreign cars, this can be confusing. Which ones are foreign and which ones are domestic ? Toyota would seem to be an import, but then the Camrys, Tundras, Corollas are made here within our borders. The Ford Fusion is from Mexico. The Chevy Equinox has an engine from China. Who is foreign and who is domestic ??

Posted by: me Location: osceola on Mar 19, 2008 at 05:51 AM
I'm gonna buy a chicken!!!!!!

Posted by: Tracy Location: Granger on Mar 19, 2008 at 12:20 AM
My husband and I have always had a budget from day 1 of our marriage. Of course we've had to adjust it over the course of our almost 10 years together (when our kids were born and I quit working to stay at home, etc). If you don't have a budget, you just aren't going to survive no matter how much or little you earn.

Posted by: Nicole Location: Elkhart on Mar 18, 2008 at 10:41 PM
Well, when it comes to needing things that you truly can't afford check out indiana freecycle. People post tihngs they no longer need. I heard that there is a number *211 for indiana residents that helps with housing, bills, education..etc. Times are rough for everyone. My hubby and We have decided to not let our 5 y.o son join baseball this year ($65 equip gas) and have talked with neighbors about making a neighborhood team. We plan a going out to eat night once-twice a week. In the food department we cut back on soda, which is outrageously priced. When we go to the store and like toothpaste or toilet paper is marked down we buy it, even if we don't need it, to save a few dollars. And all the extra change in the bottom of my purse goes into the kiddos piggy banks, since we can't buy them toys as much as they would like, they enjoy putting the money in their banks and talk about what they are saving up to buy..this also helps teach them. Little things add up!

Posted by: Lamont on Mar 18, 2008 at 09:56 PM
It's that Bell Curve, again. Some will react to the current state of affairs with reason and intelligence and humanity. Most will plop down on the couch with a pile of big macs and beer and watch reality tv, occasionally yelling at the kids.

Posted by: Lamont on Mar 18, 2008 at 09:40 PM
This only hurts the poor, and there just aren't enough of them in America for anyone to care. The only concern is for the investors. If their returns diminish, a state of emergency is reported by the news, as if the world were coming to an end. No, investors are just worried that they're money isn't multiplying the way it should. That's why gas prices have to go up. If you had money invested, you'd feel the same way. Since most Americans have stock, that's what politicians are focused on.

Posted by: Marjorie Location: La Porte IN on Mar 18, 2008 at 06:32 PM
It is very hard for my family with all the high prices of everything. My husband is the only one who works because I cannot due to a bad back and childcare for 4 children is outrageous!!! We are on a budget, we do not qualify for foodstamps, my husband is $200 over the limit. After tithe and offering, which we will not give up, we put away money for bills and after putting gas in the car for the week, we never fill up, can't afford to, we have mabey $100 left for necessities AND food. I believe all employers should give a pay raise to help and the welfare system needs to up the qualifying budget they have in place for families. Something needs to happen so people can survive.

Posted by: Margaret Location: South Bend on Mar 18, 2008 at 06:25 PM
If we can split an atom--I am sure we can find a way to make fuel from a cheaper source. I fully believe the technology is out there, but since the big oil man is in office yet, things won't get better until he and his cronies are out of office.

Posted by: Anonymous Location: Elkhart on Mar 18, 2008 at 06:23 PM
I agree with you, restaurant owner. Many problems that people complain about is caused by themselves because they haven't kept their hard earned money in their community or country. People buy these foreign cars that send jobs elsewhere and put Americans out of work. This causes unemployment to go up which is where alot of tax money goes. Then people complain about taxes.... and jobs. When you spend your money, why not spend it locally!! And to the people complaining about the government, they are doing a fine job, the citizens of the united states who control the government are the ones doing a poor job. And about the gas prices causing people so many financial burdens, I am surprised to see that you had your budget within 5-20 dollars of your limit because that is what the average person pays extra a week in gas compared to a couple of months ago!!!! Don't let the media get you worried about the economy because then we stop spending which hurts the economy even more!!!!!!!!!!!

Posted by: Anonymous on Mar 18, 2008 at 05:34 PM
Actually not I have a second job. In addition to my full time job of 40 hours a week, I now have to work an extra 20 hours a week, so 60 hours a week total! My husband also works full time. If I didn't do this, we would be falling behind week by week. I think this is what they want us to do is work ourselves, no vacations and no fun.

Posted by: Edward Location: Mi on Mar 18, 2008 at 05:00 PM
To Fred. You are plain CRAZY. Your'e probably rich and or in cahoots with the government. Shut up will ya ? you sound like an Idiot !

Posted by: Anonymous Location: South Bend on Mar 18, 2008 at 04:54 PM
I wasn't eating out or going to the movies before the gas prices shot up. So now I'm looking for ways to save money at the grocery store. Anyone have any great money saving ideas? I alredy cut coupons and look for sales. I also read you get your best gasoline value by filling your tank before it gets below a 1/2 tank and filling up when it's coldest out, as well as driving the speed limit and not gunning the accelerator. Seems to be working for me. Good luck to everyone! And let's pray those gas prices come down.

Posted by: Anonymous on Mar 18, 2008 at 04:45 PM
We have had a vegetable garden since we got married 22 yr. ago and buy our beef by the side (or 1/4). We have also raised our own chickens in the past for eggs and meat. My parents grew up at the end of the Great Depression so I was raised to can or freeze fresh fruits and vegetables when in season. I am always amazed when I'm at the grocery store and see people loading up with ready made meals. I mostly shop the outer perimeter of the store: dairy, produce, meat, bakery. Almost everything in the isles is "convenience" food. Our kids may complain that we don't have "good" snacks, but it forces them to be creative and make their own snacks! And as far as DSL! All it has done is make everyone more tired and cranky because they can't sleep when it's still light at 10 pm! I haven't seen how it has saved us any $$$$!

Posted by: someone Location: south bend on Mar 18, 2008 at 04:34 PM
To:Anonymous on Mar 18, 2008 at 02:00 PM I do believe you are correct,but if I am correct his other family members own the oil stock. Correct me if I am wrong.

Posted by: notsurprised Location: USA on Mar 18, 2008 at 04:31 PM
Pay attention to who you vote for......Republican or Democrat. And those who don't vote there goes a saying "if you don't vote you don't have a say about our government"

Posted by: Kathy Location: South Bend on Mar 18, 2008 at 04:21 PM
I already have had the heat/(previously 'air') turned down/OFF! - the Coffee-Octane'lowered' - gone without my favorite Creamer - eating 'out' a thing-of-the-past - am using Public TRANSPO - beans & rice/Rice & Beans, etc. What ELSE!?!? - used/REused clothing & household 'goods'

Posted by: DB Location: NE Indiana on Mar 18, 2008 at 04:18 PM
As most have mentioned, we aren't making any unnecessary trips to anywhere and hubby grocery shops on his way home from work to save driving the 34 extra miles (round trip) on the weekend. I drive 20 minutes to work one way and his commute take him about 40. While I am very grateful for our well paying jobs, it still hurts because not only is the gas ridiculous, everything else is skyrocketing too, as a trickle down effect. Diesel fuel is dirty and not nearly as refined as unleaded, so why is it so much more expensive? That is how we get things delivered to...well, everywhere. Knock that price down, at least, so we can stop getting corn-holed at the stores. It's a racket and someone is getting a hugely fat wallet in return and it isn't us, the average Joe's!

Posted by: Anonymous on Mar 18, 2008 at 04:11 PM
This message brought to you by the St. Joe County Democratic Party, warning you that things will get worse, as taxes will go up higher.

Posted by: Chaz Location: South Bend on Mar 18, 2008 at 03:49 PM
I turned off my internet access. Surprise it hasn't been stopped alre...

Posted by: didn'tgetkissedfirst Location: intherear on Mar 18, 2008 at 03:32 PM
Here we are, pinching pennies at home trying to stay within the budget we created for ourselves ... Maybe the politicians should take a page from the same book. But then again, it's not thier money so why should they. What a useless group of people ... a monkey can do a better job.

Posted by: Lynn Location: North Liberty on Mar 18, 2008 at 03:17 PM
We have a wood burning stove too. We chopped and split our own wood. Didn't cost us a thing. Our NIPSCO bill last month (which was the highest all winter) was $59! We also only go to SB once a week for groceries, and any errands. We only drive the truck when we have to get big things and when the weather gets better, we take the motorcycle if we are just visiting family and aren't buying anything

Posted by: Tammy Location: Niles on Mar 18, 2008 at 02:45 PM
Because of gas prices the cost of food & other items has increased. My pocket was already pinched before all of this. But, now I have cancelled my health insurance so I can have a little more money for groceries, gas & utilities. I used to shop at Wal Mart-now I shop at Big Lots & Family Dollar. Food is bought at Pay & Pack. I only buy meat if it is a really good deal. There are no luxuries any more. No eating out, no new clothes, no nothing. It's especially hard for my daughter to understand the standard of living change. I hear the President saying things are not that bad & they will get better. I would like to have him live in my shoes for a while. Maybe then he would step up & do something about these rediculous gas prices that are putting a huge burden on me & others like me.

Posted by: Restaurant owner Location: South Bend on Mar 18, 2008 at 02:43 PM
Some restaurants, mostly chains, are doing okay. They have more profit margins built in, and have more purchasing power and recognition through national advertising. Smaller family owned restaurants on the other hand have been declining steadily. Research a little and see how many family owned places have folded in the last 3 years in the area. If you don't see empty restaurants, you must have rosed colored glasses on. Either that or you are driving by your local Logans, Outback and TGI Fridays. You're right, there are people out there who can afford to spend, but they'd rather spend it at those places. Thats no different than people buying foreign made as opposed to domestic all these years. Most of the smaller locally owned eateries buy from companies like Clark or Stanz, providers of local jobs. The chains get their deliveries from their warehouses based in other cities, other states. Ever seen Clark food service deliver to Houlihans ? Last I heard, Clark is closing up soon !!!!!

Posted by: Anonymous on Mar 18, 2008 at 02:26 PM
We have cut down on our driving and little extras. If we eat out it's McDonalds l.00 menu. I have always bought in bulk and freeze the extra. We have one of the vacum pack machines, although, because of the higher oil prices, I noticed that the bags have gone up a little. It still pays to buy cheap. When boneless chicken breast are on sale I buy ten lbs or more. If I need some and all that is on sale is the regular, then I debone by own. I shop the ads every week for my menus...for other weeks when nothing is on sale. So Walmart, you want my dollar, put out a weekly grocery ad. Your meat prices are way to high for me. So I do not shop there very often. It is Meijer's, sav-a-lot, aldis or Martins.

Posted by: Anonymous on Mar 18, 2008 at 02:00 PM
Indiana, I can tell you how many shares of oil stock Bush owns. Zero. That's right, none. He's not allowed by law to own stock while he's president. Kind of makes your whole argument look senseless, doesn't it?

Posted by: D on Mar 18, 2008 at 01:57 PM
someone you are an idiot! Do you know how many people are trying to get on welfare that need it but can't because someone is one it that DON"T need it!!!!

Posted by: Jan Location: Buchanan on Mar 18, 2008 at 01:13 PM
I just stopped going to Walmart. Amazing how much you can save by not going shopping at all!

Posted by: Mary Location: Niles on Mar 18, 2008 at 01:00 PM
I coupon as much as I can, calling up the consumer phone # on the product - quite a few places will issue coupons for free products when I call and compliment them - also depends on the service rep. CLothing? Yes, I shop at Macy's and Kohl'swhen there is a GREAT sale or clearance sale and I have coupons - 2 weeks ago I purchased 4 tops totalling approx $160 for only $37 and some change! I look for rebates. As for gas, I'm very blessed, I received a job only 3 miles from my house. Prior to where I work now I could use a minimum of a gal a day, at times 2 a day. Gas used to be less than 20% of the min wage - now it's almost half! Also, check your cc and see what they offer in rewards - I have a Sears MC and 1 of the rewards they have is a $100 gas card for Shell-which is a 1%rebate on purchases. But don't get a cc JUST for the savings u need to be careful as to how many u have - u don't want to reduce your credit score or look unfavorable if u need to apply for a loan of sorts.

Posted by: Jenny Location: Elkhart on Mar 18, 2008 at 12:53 PM
Most people that felt the economy begin to crunch a few years ago have already made the articles suggested changes. We are left with asking ourselves, now what? The oil and drug companies are allowed to run rampid - no one cares to step up and reign them in. Oil fell $4.00 a barrel yesterday and yet, the pump prices are approx. the same. Unfortunately, we consumers cannot raise our prices like everyone else to us.

Posted by: brian Location: south bend on Mar 18, 2008 at 12:47 PM
If you really want to know how to both help yourself, and the economy as a whole, check out daveramsey.com. eliminate paying interest and you give yourself an instant raise and a sense of freedom that you may not realize you have lost.

Posted by: Fred Location: South Bend on Mar 18, 2008 at 12:36 PM
I don't worry about it, since I know President Bush sympathizes and is doing more than he should to help the economy. If it weren't for his bravery and help from Jesus, things wouldn't be so great.

Posted by: starving Location: everywhere on Mar 18, 2008 at 12:27 PM
Well I'm Urked at gas prices. I gave up smoking to have money to pay for gas which in one, is a good thing, but now I have yet to decide wheter or not to keep my motorcycle which I consider a luxury. I saved for a long time to buy the bike. Now I may have to sell it to pay for heat, gas for my truck and my lawnmowing business is gonna be a goner as well. Thanyou for whomever is to blame for all of this. It stinks. I'm more depressed than ever thanks to the greed of the already rich and well-to-do. Have a sand sandwhich on me !

Posted by: FRED Location: SOUTH BEND on Mar 18, 2008 at 12:21 PM
I have noticed that everyone is complaining about not being able to go out to eat or to dinner all the time and having to do away with all the luxuries usually afforded to them. Why did'nt you do this before? Then you would have more money to do the things you want now. When is the last time you heard any praise from anyone when everthing was "affordable" ? Save for a rainy day and don't complain if you didn't save when that day arrives.

Posted by: South Bend Resident Location: South Bend on Mar 18, 2008 at 12:19 PM
We have gave to only eating out once every week or two. No cable, no newspaper, shopping at Goodwill, renting movies instead of theaters and just mainly had to cut out everything to be able to afford the increase in gas prices.

Posted by: Anonymous on Mar 18, 2008 at 12:02 PM
I'm going to quit paying local taxes. That should save me a fortune. With any luck, I'll get Chamblee as a judge at my trial, and I'll get a suspended sentence.

Posted by: Disturbed Location: South Bend on Mar 18, 2008 at 12:00 PM
The price of gas isn't affecting the majority of people look at Grape Rd. any day of the week bumper to bumper except for late at night when the only thing open along there is Wal-Mart and Steak N Shake,it's the same with the weather authorities tell you not to travel unless necessary,nope gotta go shopping it's to horrible outside to stay inside.People also would feel such a crunch with gas prices if they changed their driving styles,stop thinking that the roads are your personal race track and slow down,the faster you go the more gas you waste and the more you have to spend,time your driving with the traffic lights Main st. and Michigan st. are good examples you can hit every light green if you don't try and gun it,stopping and starting wastes gas,It's the little things that you do that could give you the extra money for those little luxuries that you would otherwise miss out on.

Posted by: taxpayer Location: south bend on Mar 18, 2008 at 11:59 AM
Regarding taxes - - does anybody take into consideration that Notre Dame, IUSB, Bethel, St. Mary's, Holy Cross, IVY Tech, etc. pay no taxes??? No wonder this county is sinking! LaPorte County is in better shape because they have access to Blue Chip money. I don't know what the answer is, perhaps a 1% food/beverage tax for everyone, residents/nonresidents alike (1% on one $50 meal would mean an extra 50 cents; can you imagine how much we'd bring in on Notre Dame weekends???). It's starting to look like moving is an option I need to consider. Too bad.

Posted by: Amy Location: Elkhart on Mar 18, 2008 at 11:54 AM
Someone is eating out as Logan's was packed last Sunday and I bet if you go up and down to every restaurant on Grape and Main you will find the same thing. More people are eating out then are letting on.....I have never seen restaurants empty on weekends around here, and I have lived here all my life. They build more restaurants and the new ones are just as packed as the older ones. I don't know who is cutting back but it is not as many people as you think. It does amaze me the money that is still here in this town. I bet Ruth Chris fills up most evenings and definitely on weekends.

Posted by: just me Location: south bend on Mar 18, 2008 at 11:48 AM
I used a good portion of my tax refund to stock up on non-perishable items like laundry soap, shampoo, paper products, canned goods, etc. And I'm using the library to check out books that will teach me creative and safe ways to freeze bulk foods. You have to do whatever you can, every penny counts!

Posted by: Furious Shonda Location: South Bend on Mar 18, 2008 at 11:40 AM
We work so hard and do not get to enjoy the fruits of our labor. The big fat oil company man gets to relax on islands, who knows where, and we get to pay for it. This is modern day slavery. Just working to survive. We cannot buy ourselves anything nice and we work so hard. We deserve a break more than anyone. I can't take it anymore, we all need to think of a plan, asap.

Posted by: Jen Location: Elkhart on Mar 18, 2008 at 11:39 AM
We all work hard for our money and struggle, while the BIG guys (oil companies, mayors, governors, congress, senate, etc., etc., etc.) get to "blow" money for all their "little luxuries".....who's paying for what? It's always the little people who get hurt! Give US a break! I'm tired of hearing & seeing about all the big people and their jets and this and that and the people running for office and all the millions of dollars they raised to run....give some to the needy Americans and stop giving to all the foreign countries.....let them take care of themselves.....they don't like us anyway!

Posted by: someone Location: elkhart on Mar 18, 2008 at 11:18 AM
I know this isn't a realistic fix, but if we all stopped going to work, then the state wouldn't get taxes from us, we would all go on welfare, then maybe they would think about doing something about the economy.

Posted by: Brittany Location: Columbia City on Mar 18, 2008 at 11:14 AM
My husband and I took jobs in the same town, so only one of us will have to drive each day. You do what you have to do!

Posted by: terrry Location: mishawaka on Mar 18, 2008 at 11:00 AM
this is great , i am glad that we all have time to complain. Just figure it out and move on.

Posted by: CHG Location: Argos on Mar 18, 2008 at 10:58 AM
If ethanol is truely an alternative, why don't we lift the tariffs and import some from Brazil? It would would put a frown on the big oil companies, and our corn can be used for food.

Posted by: Indiana on Mar 18, 2008 at 10:48 AM
Why would they break up the oil monopolies? Any idea how many shares of oil stock Bush owns? Why do you think they keep saying we're not in a recession? Cuz then they'd have to do something about it. Even the fed's interest rate cut...if you read the fine print on what it affects - the dollar will go down & in return oil prices will go UP all because of the wonderful rate cut. Anyway back to the original question above, we've consolidated bills & paid off things instead of buying new w/ our tax check, got a better gas mileage car, cut un-needed items at the store & un-needed car trips. We heat with a wood stove, we rented a room to someone who needed it & my husband has been working weekends doing side jobs for fun money. We've made our teenagers pay for more of their own things which not only frees some of our money but makes them realize the high prices going on now & makes them choose how bad they need "it". We make decent money & feel the pinch..I REALLY feel for the low income!!

Posted by: Anonymous on Mar 18, 2008 at 10:47 AM
Bauer's next speech..."Think not what your county can do for you. Think what you can do for your county." Now, let's raise taxes again.

Posted by: Bonnie Location: niles on Mar 18, 2008 at 10:38 AM
I only drive when i have to and buy what is on sale at local groceries that week. I dont go to the movies and dont have cable tv but i do have my high speed internet.

Posted by: A Mom Location: Mishawaka on Mar 18, 2008 at 10:30 AM
I wish we still had our wood burning furace that was in our old house. Our furnace is 30 years old and ver inefficient, but we can't afford a new one now. We try to combine trips out to cut down on gasoline. We hardly never eat out anymore, much cheaper to cook. The library is one of my favorite "stores". Now that there is a Walmart closer to my home, sorry Martins, I like you better, but I have to save money every way I can. We haven't gone out to a movie in several months, we rent them. Times are tough, that is for sure. When we get our check from Uncle Sam, we will be saving it too, not spending. Who knows what will happen next. Ugh...we all need some relief from all this inflation!!!

Posted by: Marge Location: Springfield on Mar 18, 2008 at 10:16 AM
You can make your own Band-Aids!

Posted by: Shelly Location: Cassopolis on Mar 18, 2008 at 10:01 AM
I have to buy gas to get back and forth to work- however I don't need the little luxuries- so me and my family are doing without. We are not happy about it- but what do you do?

Posted by: Business owner Location: South bend on Mar 18, 2008 at 09:55 AM
With prices as high as they are, people are having to adjust their spending. Eating out and shopping are the casualties of the state of our economy. That is certainly understandable since the cost of living has gone up so much so fast. Mean while, our property tax increased to almost 250% of what it was the previous year. Inflation has caused our wholesale prices to nearly double. So this doesn't just hurts individual families, but small businesses as well. We are forced to trim our hours of operation so as to get a better handle on costs. The owners have to get second jobs to help support the business and their own family. Congratulations to our politicians for a job well done I guess. I wonder how they all go to bed at nights.

Posted by: Anonymous Location: south bend on Mar 18, 2008 at 09:36 AM
I work two jobs. My other haft works two jobs and is going to school. I stop by the store on the way home from work to save gas being careful not over spend when I'm there. It like I can't get out of the store with any less 50 buck If I'm lucky. My X has been ill for 6 months and no childsport because he been lay-off and sick. thing just get tighter.

Posted by: SuZ Location: Marcellus on Mar 18, 2008 at 09:32 AM
We have already cut out cable and Direct TV. We did that about 3 years ago. I only go to the store about once a every 3 weeks, saves on gas and also groceries, as I do not buy things that are on sale but that I don't really need. I try to stop on my way home from work if I need something from the store. We do not go to movies and rent only movies from the library which cost $1.00. We usually in the summer try to go to Lake Michigan quite a few times, but probably will be staying home this summer because we won't be able to afford it. I drive about 300 miles a week just to get back and forth to work, and although I have an older and larger car, which I know is not that efficient, I think this gas thing is ridiculous. And besides, with the price of gas now, I cannot afford to buy a new more economical car. My husband also drives about 150 miles a week just back and forth to work, and tries to stop on his way home if he needs something, as opposed to making another trip.

Posted by: Maria Location: South Bend on Mar 18, 2008 at 09:24 AM
I've been sitting at home scrapbooking a lot more lately than what I used to. It's a great way to remember all the fun times we had, and the cost is minimal. I’ve also started making my own coffee instead of going to Starbucks every morning. My family has cut back on eating out for dinner, and I’ve been packing my own lunch almost every day. Not only are these small things saving my family a lot of money every month, I feel it is also bringing us closer together. My pre-teen daughter loves helping with preparing dinner and making my morning coffee, and we’ve been

Posted by: mark Location: michiana on Mar 18, 2008 at 09:19 AM
Not eating out, not going to movies,driving less are all great ideas. Wood stoves save money for sure! Why is it ... that gas and food takes all our money? I have a sneaking suspicion there are no politicians missing any dinner engagements ! and surely there is not much car pooling going on inside the BELTWAY ... anyway wake up and smell the cappuccino America, the kind you can no longer afford! Dont stop going to the restaurants or everyone in the country will be out of a job. Use the next few months to try and and find a way to stop our good jobs from leaving.The jobs that still pay a living wage or better.Think about it ... do the math...a minimum wage from a decade ago can not keep pace with 103.00 a barrel oil, or 3.00 milk, or 2.00 eggs Im not sure exactly what the answer is ? but my family cannot endure another 10 yrs. of the same!! Hey Mitch George, Barrack , Hillary, John ... somebody , anybody Please take your head and our troops out of the sand! SOLIDARITY FOREVER

Posted by: Debbie Location: Lakeville on Mar 18, 2008 at 09:13 AM
I have an idea! Why don't we fix the oil problem! With gas this country wouldn't be in a recession. Why can't our leaders see this. Didn't they learn anything from history! Use our own oil instead of importing it from other countries and our gas will go down. I have another question. What happened to all of the inventions over the past 25 years for better vehicles? Someone has them!

Posted by: Bill Location: SB on Mar 18, 2008 at 09:10 AM
We need to break up the big oil companies, they are clear monopolies. We did it with ATT years ago and now it is time to do it with EXXON. Somebody in government needs to show some b*lls and get this started before the oil companies destroy this country. This is rape, nothing less, and it is time our government stepped in.

Posted by: Bob Location: South Bend on Mar 18, 2008 at 09:09 AM
Mayor Luecke gets most of his meals free or paid for and I don't think he really cares.

Posted by: Mr. Sarcasm on Mar 18, 2008 at 09:09 AM
I wonder if the fact that we are paying so much in local taxes will cause us to not spend as much. I wonder if that would hurt the local economy. I wonder if the local economy gets worse, if the local government will get less in taxes. I wonder if it might be less than if they had set property tax caps at 1%. I wonder if the local government will then raise taxes to make up for the shortage. Can you say vicious circle?

Posted by: Me on Mar 18, 2008 at 09:04 AM
We parked our trucks and bought a small car for $300 to do all our running in. We now spend $25 a week in gas verses $140. The car is not the nicest but it runs good and I'm saving a ton of money just in gas. I work from home so If I need to go anywhere I wait for the little car. Grocery store once a week which includes a trip to Aldi's. I treat my kids to Mc D's only when they are good on Friday's rather than couple times a week which is usually after activities they have going on. I also do not take the kids to the store with me. Staying home and cooking out this summer are in the cards for us, NO TRAVELING which we do alot of!

Posted by: Steve L Location: South Bend on Mar 18, 2008 at 08:53 AM
Why don't you people just eat cake or something, huh?

Posted by: Christine Location: Three Oaks, MI on Mar 18, 2008 at 08:47 AM
I have given up many things such as no tv service, we get movies from the library or rent them, no newspaper, we look at WNDU every evening online for news and weather, (thank you!), we haven't gone to a restaurant in about ten months, we make pizzas, stir-frys, chicken meals from scratch along with homemade cookies, cakes, etc. My daughter trades clothing with friends (name brands that SHE purchased with her holiday and birthday money)and they all are excited because the items are new to each teen. She will also take a load twice a year or so to Plato's Closet in Mishawaka and get a new wardrobe in return. I don't drive on the weekends these past three months or so because I literally have no extra money to spend on running around just to run around. I personally have been walking more places when I can (hoping to lose a few pounds!) and where I used to get my photos developed at retailers, I now print them myself with a HP printer I got from my son in college as a Christmas gift.

Posted by: Barb Location: South Bend on Mar 18, 2008 at 08:38 AM
I plan on making stone soup in one of South Bend's large chuck holes and feeding my family for a week!

Posted by: Amber Location: Vandalia on Mar 18, 2008 at 08:22 AM
We're heating our home with a woodburning stove to save on the gas & electric bill this year. It's a lot more work but saving several hundred dollars.

Posted by: bill Location: bristol on Mar 18, 2008 at 07:53 AM
My wife and I drive to work together 5 days a week. Go to the grocery store once and usually go see the grandkids once. We spend about 40 bucks a week on gas. That is a total of 7 trips out of the house. So it takes about 5.75 to get to work (14 miles one way) and two extra trips. This is totally out of hand. We do nothing extra anymore. No dinners out-no spending on needless things-I guess it is a good thing we like to piddle around the house!! No movies--no shopping trips just to spend. No wonder the economy is crazy. Food and gas takes it all.

Posted by: billy on Mar 18, 2008 at 07:33 AM
my parents are saving money by only feeding me twice a week.

Posted by: Lois Location: Berrien Springs on Mar 18, 2008 at 07:19 AM
I like to check out Goodwill, or Neighbor to Neighbor for toys, and clothes before I even go to wallmart.

Posted by: Anonymous on Mar 18, 2008 at 07:17 AM
I hope Luecke reads this.